This is because Credit card providers generally have pretty strict criteria when judging applicants for credit cards. They will have a specifi credit rating score range that they are seeking from applicants.

Well if you don’t fall within this score range, you will not be in their target range and will simply be refused the card.

This does not mean that you will not be successful when you apply for another credit card that is targeting your section of the market. And it is important not to take the rejection to heart. I basically don’t bother with credit cards anymore, and make do very well with “pre-pay” ones to order stuff online.

If however you can’t live without a credit card, there are “no refusal credit cards” out there. One of the biggest operators in this area is Vanquis.

Getting hold of a Vanquis Card, might be useful for emergency cash in the future, or help you rebuild up your credit. So if you have been refused elsewhere, give Vanquis a try. Its a simple, straightforward sign up procedure.